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Fees & Limits

Start free for individuals.
Competitive pricing for businesses.

Personal accounts open free with no monthly fees. Businesses pay a one-time onboarding fee, then simple per-transaction pricing — no monthly subscription. Deposits, holding, and internal transfers stay free; you only pay a small fee when you send money out, convert, or trade crypto, and the cost is always shown before you confirm.

Pricing below is indicative. Final fees are confirmed in the app or quoted after business and compliance review.

What it costs to move money.

Indicative pricing for the most common actions. Final fees are confirmed in the app and on approval, and can vary by jurisdiction, route, provider cost, and risk profile.

Personal

Free to open

For individuals living across fiat and crypto.

Account opening & monthly fee Free
Receive fiat (SEPA · FPS · ACH) Free
SpeedyX → SpeedyX transfer Free
Send / payout (local: SEPA · FPS · ACH) 0.25%min €0.50
SWIFT / international wire 0.5%min €20
Currency conversion (FX) from 0.5%mid-market rate
Convert fiat ↔ crypto from 0.5%
Buy / sell crypto from 1.0%
Crypto deposit / withdrawal Free / fixed per asset

Third-party payouts

Approved businesses can pay contractors, suppliers, and partners. Third-party payouts use the standard send fee above — no separate per-payout surcharge.

Global payouts

Rolling out

Crypto-settled payouts into local currencies are quoted per corridor as routes go live — typically a single transparent percentage shown before you confirm.

Where fees come from.

The account is simple; moving value has real costs. We separate account access from transaction costs, so you always know what you're paying for.

Conversion

A clear percentage on the amount, with the rate and fee shown before you confirm.

Crypto networks

Each supported asset has a fixed withdrawal fee, charged in that asset, covering blockchain network costs.

Fiat rails

Receiving is free. Send and receive on local rails — SEPA (EUR), Faster Payments (GBP), ACH (USD) — plus SWIFT for USD and cross-border. Outbound transfers carry a small percentage.

No subscriptions

No monthly fees. Personal is free to open; business pays once to onboard, then simply per transaction.

Limits grow with your verified profile.

Your limits depend on account type, verification level, jurisdiction, asset, route, and compliance review. Verifying raises your baseline; businesses can request higher limits as volume grows. Verification enables capabilities — it doesn't guarantee every feature in every market.

Personal

  • Free to open
  • KYC verification
  • Baseline limits by profile
  • Higher limits with full verification

Business

  • KYB onboarding
  • Third-party payouts (approved)
  • Higher limits by review
  • Custom terms at volume

Important: Pricing on this page is indicative and not a universal tariff. Actual fees and limits are confirmed in the app or quoted after business and compliance review, and depend on your account, jurisdiction, asset, route, provider cost, network conditions, and risk profile.

Open free, or get a quote for your business.

Personal accounts open free in minutes. For business onboarding, higher limits, and high-volume terms, talk to us and we'll quote to your profile.