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Fiat and crypto,
moving as one currency.

Collect, hold EUR, GBP and USD, convert to and from crypto, and pay third parties worldwide — verified, monitored, and built on regulated infrastructure that won't drop you for touching digital assets.

EUR · GBP · USD Business payouts Faster settlement

For businesses and individuals. Capabilities depend on verification, account type, jurisdiction, route availability, and compliance approval.

The Crypto Curse: Why Traditional Banks Keep Dropping You.

Traditional banks often close accounts without warning, while conventional crypto exchanges fail to meet daily business needs. Companies are forced to stitch together banks, exchanges, and processors—and still get dropped.

SpeedyX is the third option.

We bridge the gap by fully integrating standard bank accounts and high-speed crypto rails into one single, compliant account.

No more juggling multiple platforms, no more fear of sudden closures. With SpeedyX, one account seamlessly unites fiat and crypto, ensuring your business scales securely.

✕ Banks & EMIs

De-risk crypto activity

Accounts get frozen or closed the moment digital-asset activity shows up on the statement.

✕ Exchanges

Not built for business

No real fiat payouts, thin compliance, and constant questions about custody.

✓ SpeedyX

One verified account that does both — and stays open.

Multi-currency fiat, crypto, conversion, and third-party payouts, with KYB and monitoring built in and regulated entities behind the services.

One account, everything you need.

SpeedyX runs on the same compliance and payment infrastructure whether you're an individual converting fiat to stablecoins or a business managing multi-currency operations.

Collect from customers

Receive payments into EUR, GBP and USD balances, including third-party collections for approved businesses.

Hold multi-currency

Keep balances in EUR, GBP and USD today, with more currencies expanding through approved routes.

Convert fiat ↔ crypto

Move between supported fiat and crypto — stablecoins and major cryptocurrencies — with rates shown before you confirm.

Pay third parties

Approved businesses can pay contractors, suppliers, and partners worldwide in fiat or crypto, from one balance.

Stay compliant by default

KYB/KYC, transaction monitoring, and screening are built into every flow — not bolted on later.

Keep clear records

Every collection, conversion, and payout is logged with status and reference — clean books, easy reconciliation.

Regulated routes, mapped to your region.

Services are delivered through the right regulated route for each market — so what you can do depends on where you are.

EEA · European Union

Crypto under MiCA

From 1 July 2026, crypto-asset services for EEA users are provided under MiCA through an authorised CASP partner, alongside EUR account routes and conversion.

International

Where authorised

Served by our regulated entities where authorised, with availability and capabilities mapped to each jurisdiction's requirements.

United States

Available to eligible users

Verified U.S. users can access supported services, subject to verification, eligibility, and applicable federal and state requirements. Availability and features may vary by state.

Transparent fees, pick what fits

No hidden charges — the more you convert, the lower your rate. See the full fee schedule and enterprise plans on the Fees & Limits page.

Personal

Free to open

For individuals living across fiat and crypto.

Account opening & monthly fee Free
Receive fiat (SEPA · FPS · ACH) Free
SpeedyX → SpeedyX transfer Free
Send / payout (local: SEPA · FPS · ACH) 0.25%min €0.50
SWIFT / international wire 0.5%min €20
Currency conversion (FX) from 0.5%mid-market rate
Convert fiat ↔ stablecoin from 0.5%
Buy / sell crypto from 1.0%
Crypto deposit / withdrawal Free / fixed per asset

Get set up in three steps

01

Verify your identity

Individual (KYC) or business (KYB) verification, typically completed within minutes.

02

Open your account

Get dedicated account details for receiving EUR, GBP and USD, ready to use right away.

03

Convert & transact

Move between fiat and stablecoins, or pay out to bank accounts around the world.

Ready to hold your crypto and fiat all in one account?

Register. Verify. Open. — Holding crypto has never been easier.